THEY CAN ADD SIGNIFICANT VALUE TO YOUR PORTFOLIO:
Looking at behavioral change, a study by TIAA-CREF found that “Approximately one-third of respondents who have received professional financial advice report they subsequently changed their asset allocation in their retirement plan (37 percent), increased the amount set aside in savings (36 percent), monitored their savings more frequently (32 percent), decreased spending (29 percent) and established a plan for paying off loans or managing debt (28 percent).”
